All rates are subject to change.

Type

Features

APR

APY
Range

Statement Savings-
Tier 1

$100 - $1,999

0.60%

0.60%

Statement Savings-
Tier 2

$2,000 - $4,999

0.95%

0.60%- 0.81%

Statement Savings-
Tier 3

$5,000 - $24,999

1.40%

.0.81% - .1.29%
Statement Savings-
Tier 4		 $25,000 and Above 1.65% 1.29% - 1.66%

Teacher's Club-
Tier 1

$100-$1,999

0.60%

0.60%

Teacher's Club-
Tier 2

$2,000-$4,999

0.95%

0.60%- 0.81%

Teacher's Club-
Tier 3

$5,000 and Above

1.40%

.0.81% - .1.41%

Savings Sub Share

No Minimum Balance Required

0.60%

0.60%

Christmas Club

Maturity date October 1

0.75%`

0.75%

Vacation Club

Maturity date
April 1

0.75%

0.75%

Share Draft Checking

No Minimum Balance Required

0.50%

0.50%

Individual Retirement Account (IRA) - Tier 1

$0 -$19,999

2.25%

2.27%

Individual Retirement Account
(IRA) – Tier 2

$20,000 - $49,999

2.50%

2.27% - 2.42%
Individual Retirement Account
(IRA) – Tier 3		 $50,000 and Above 3.00% 2.42% - 3.03%

Share Certificate
1 Year
2 Year
3 Year
4 Year
5 Year

Minimum Deposit of
$1,000
$1,000
$1,000
$1,000
$1,000


3.40%
3.45%
3.55%
3.60%
3.80%


3.45%
3.51%
3.61%
3.66%
3.87%

Share Certificate
1 Year
2 Year
3 Year
4 Year
5 Year

Minimum Deposit of
$20,000
$20,000
$20,000
$20,000
$20,000


3.50%
3.55%
3.65%
3.70%
3.90%


3.56%
3.61%
3.71%
3.76%
3.97%

Share Certificate
1 Year
2 Year
3 Year
4 Year
5 Year

Minimum Deposit of
$50,000
$50,000
$50,000
$50,000
$50,000


3.60%
3.65%
3.75%
3.80%
4.00%


3.66%
3.71%
3.82%
3.87%
4.07%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of $1,000
$1,000
$1,000
$1,000
$1,000


3.40%
3.45%
3.55%
3.60%
3.80%


3.45%
3.51%
3.61%
3.66%
3.87%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of
$20,000
$20,000
$20,000
$20,000
$20,000


3.50%
3.55%
3.65%
3.70%
3.90%


3.56%
3.61%
3.71%
3.76%
3.97%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of $50,000
$50,000
$50,000
$50,000
$50,000


3.60%
3.65%
3.75%
3.80%
4.00%


3.66%
3.71%
3.82%
3.87%
4.07%

Money Market Minimum Deposit of $1,500 2.50% 2.53%
SUPER Money Market Minimum Deposit of $25,000 3.00% 3.05%

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Copyright 2008
South Jersey Federal Credit Union
P.O. Box 5530, 1615 Hurffville Rd.
Deptford, NJ 08096
Phone: 800-582-7640 Fax: 856-232-9190
Email:info@southjerseyfcu.com

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