South Jersey Federal Credit Union

Deptford, NJ – (June 24, 2009) – South Jersey Federal Credit Union (SJFCU) awarded scholarships to seven South Jersey graduating high school seniors for the 2009-2010 academic year at their chosen colleges and universities.

The recipients, their hometowns and high schools, the college/university they plan to attend, listed by their scholarship amount, are:

$1,000 Scholarship Winners:

Jennifer Beers	Voorhees	Eastern Regional	Stevens Institute of Technology

William Waters	Little Egg Harbor	Pinelands Regional	University of Maryland

$500 Scholarship Winners:

Deborah Dunn	Brigantine	Atlantic City	Rowan University

Emily O’Malley	Mullica Hill	Kingsway Regional	Arizona State University

$250 Scholarship Winners:

Alyssa Atkisson	Egg Harbor Twp.	Our Lady of Mercy Academy	St. Joseph’s University

John Boswell	Cherry Hill	Cherry Hill West	American University

Tyler Migliaccio	Blackwood	Triton Regional	The Richard Stockton College of New Jersey

Winners of the scholarships were selected on the basis of high school academic performance, teacher references, extracurricular and community involvement, and an essay.

Earlier this month, scholarship winners gathered at SJFCU’s main office in Deptford to receive their awards and commemorative certificates from Benjamin T. Griffith, SJFCU president and CEO. Pictured, from left, are Alyssa Atkisson, William Waters, Jennifer Beers, Emily O’Malley, Griffith, and Tyler Migliaccio. (Not pictured: Deborah Dunn and John Boswell.)

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Parada San Juan Bautista Receives Generous
Support from Enterprise Foundation

Deptford, NJ – (June 19, 2009) – The extended spirit of generosity from the Enterprise Cars Sales’ Philadelphia Group was evident this week, as they presented a $2,500 donation from the Enterprise Foundation to Camden-based Parada San Juan Bautista.

The presentation was made at South Jersey Federal Credit Union’s Deptford headquarters office. SJFCU is also a major supporter of Parada San Juan Bautista. The Enterprise Foundation has generously supported Parada San Juan Bautista and its varied events for several years.

The non-profit parade organization, now in its 52nd year, holds its signature parade event celebrating the local Puerto Rican community in Camden on the last Sunday in June. Two months of related activities, including the awarding of scholarships, a coronation pageant and a luncheon honoring senior citizens, lead up to the big parade, open to the public, as is a free concert of Latin music at Camden’s Wiggins Park.

Pictured at the check presentation are, from left, Benjamin T. Griffith, president/CEO of South Jersey Federal Credit Union, Kaushika Kansara, group marketing manager of Enterprise Car Sales, and Juan Gonzalez, president of Parada San Juan Bautista.

Enterprise Car Sales is a division of Enterprise Rent-A-Car, the largest rental car company in North America. With headquarters in St. Louis and more than 150 locations across the U.S., Enterprise has helped more than 1,000 credit unions increase their used car loan portfolio and optimize Member loyalty by creating tailored used car buying programs. For more information about Enterprise Car Sales and how it partners with credit unions, visit www.enterprisecarsales.com/perfectpartnership.

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Spotliters, Inc. Theater Organization Receives
Donation from Enterprise Foundation

Deptford, NJ – (June 19, 2009) – Spotliters, Inc., a community theater group based in Turnersville, received a $2,000 donation from the Enterprise Foundation, presented by representatives of Enterprise Car Sales’ Philadelphia Group.

The presentation was made at South Jersey Federal Credit Union’s Deptford headquarters. SJFCU is also a major corporate sponsor and supporter of Spotliters, Inc.

Pictured, from left, Hobby Jones, president of Spotliters, Inc. accepts the donation from Kaushika Kansara, group marketing manager of Enterprise Car Sales. At right is Mary Jane Griffith, executive vice president/CFO of South Jersey Federal Credit Union and treasurer of Spotliters, Inc.

“Spotliters, Inc. is an organization that provides services for the local community,” said Kaushika Kansara, group marketing manager of Enterprise Car Sales’ Philadelphia Group. “The Enterprise Foundation likes to support a program such as Spotliters as it encourages community involvement.”

According to Jones, the donation will be used for expenses in presenting the fall 2009 Spotliters show, “The Fantasticks.” The original off-Broadway production ran a total of 17,162 performances in 42 years, making it the world's longest-running musical. Spotliters, Inc. is a non-profit community theatrical group that has entertained local audiences for more than 40 years with some of Broadway’s most famous productions.

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SJFCU names Jason D. Henckel as Branch
Manager/Business Development and Sandra LaCourse as Assistant Manager at New Moorestown Office

(Deptford, NJ) – (May 27, 2009) -- South Jersey Federal Credit Union (SJFCU) has named Glassboro resident Jason D. Henckel as branch manager/business development at its new Moorestown branch, located at the intersection of North Church Street and New Albany Road. SJFCU also appointed Sandra LaCourse, a Voorhees resident, as assistant branch manager.

Henckel is responsible for business development in the Moorestown region and for overseeing the daily operations and staff of the Moorestown office; LaCourse assists Henckel with daily branch operations and overseeing staff.

Prior to being named to his post at Moorestown, Henckel worked for more than two years as an account development representative in SJFCU’s business development department. In that capacity, he successfully managed a territory of more than 100 select employee groups (SEGs) focusing on relationship management to further member growth with each SEG. Henckel earned his bachelor’s degree in business, with a specialization in management and entrepreneurship, from Rowan University in 2006.

LaCourse worked for more than seven years at Citizens-Union Savings Bank in Massachusetts, focusing on operational efficiency and staff development. She began work at SJFCU in early 2007 as a part-time member service representative at SJFCU’s Voorhees branch. In 2008, LaCourse received a bachelor of science degree from Drexel University in business administration, with a focus in entrepreneurship.

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South Jersey Federal Credit Union holds Grand Opening celebration at new Moorestown branch

Moorestown, NJ – (May 12, 2009) – South Jersey Federal Credit Union (SJFCU) welcomed local officials and other guests to the grand opening of its new Moorestown branch, with a reception and ribbon-cutting ceremony in the branch lobby. The Moorestown branch – the first SJFCU branch in Burlington County – is located at 120l North Church Street, at the intersection of Church Street and New Albany Road.

At the ceremonial ribbon-cutting at the official celebration of SJFCU’s Moorestown branch grand opening are, front row, from left: Gladys Kamihira, SJFCU board secretary; Benjamin T. Griffith, SJFCU president/CEO; Daniel Roccato, mayor of Moorestown; Jason Henckel, Moorestown branch manager; Kristi Howell-Ikeda, president of Burlington County Chamber of Commerce; Jim Puderbach, SJFCU board chairman; back row, from left, Ben Calaf Jr., SJFCU board member; Jacob Der Hagopian, Chairman of Moorestown’s Economic Development Advisory Committee; Bea Cerkez and Michael McKiernan, SJFCU board members; Lucien Janik, SJFCU board vice chairman; and Kenneth Luehmann, SJFCU board member.

The new Moorestown branch has a unique interior design, similar to the SJFCU branch in Voorhees which opened two years ago. This interior design eliminates the traditional “teller wall” and instead features “pods” which facilitate open communication between members and SJFCU member service representatives. The interior also features a mortgage center, an investment center and numerous LCD multi-media information screens which contain updated information on SJFCU products and services. The Moorestown office is a spacious 3,300 square feet with ample parking facilities and four drive-thru lanes.

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Ken Barnshaw, SJFCU Assistant Vice President,
Elected to Deptford School Board

Deptford, NJ – (April 22, 2009) - The voters of Deptford Township have spoken – and they elected one of South Jersey Federal Credit Union’s own.

Ken Barnshaw, SJFCU assistant vice president/business development, and a resident of the township’s Blackwood section, was elected to a three-year term on the Deptford Township School Board Wednesday, April 21. Barnshaw received the second highest vote total of the six candidates running for three open seats on the board.

A native of Deptford Township and lifelong resident, Barnshaw joined SJFCU as assistant vice president in 2006. Previously, he had served as vice president at the former First Union and CoreStates banks, with more than 30 years’ experience. Barnshaw studied business at Gloucester County College, and also attended the PBA School of Banking at Bucknell University, Lewisburg, Pa.

Barnshaw ran on a platform of fiscal responsibility and accountability to both taxpayers and district employees. “Township taxpayers look to the school board as custodians of a $62 million budget. I ran to manage these funds in a cost-efficient manner, to keep expenses at the lowest level possible,” he said. “I hope to expand the channels of communication with local state and federal elected officials to seek Deptford’s fair share of funding and stimulus relief earmarked for schools.”

Barnshaw is no stranger to elected office; he served as a Deptford Township councilman from 1987 through 1995. His public service record includes service as president of the Deptford Ambulance and Rescue Squad as well as president of the Gloucester County Ambulance and Rescue Association. He has also been active for years with the county EMS council and is a member of the Union Fire Company, based in Blackwood Terrace.

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SJFCU Honors Earth Day

Deptford, NJ – (April 22, 2009) – In the years since the first Earth Day celebration in April 1970, interest in all things environmental has grown tremendously.

Here at SJFCU, for example, our new Operations Center is being constructed as a green building according to LEED® standards set by the U.S. Green Building Council. LEED® certification provides independent, third-party verification that a building is environmentally responsible, energy efficient and a healthy place to work.

SJFCU has been leading up to Earth Day with a Member Appreciation Drawing in all branches, which began April 9 and runs through April 25. The winners of each branch’s drawing will receive a green canvas tote bag filled with eco-friendly items along with a filtered water pitcher with reusable water bottles.

Today, on Earth Day, SJFCU’s kicks up the activities a notch. All members visiting a branch today receive a green SJFCU Earth Day recycled-material tote bag with the special message, “Helping You to be Good to the Earth.”

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South Jersey Federal Credit Union Donates
$1,000 to National Multiple Sclerosis (MS) Society

Deptford, NJ – (April 10, 2009) – In advance of the 2009 National Multiple Sclerosis (MS) Society Walk in Washington Township on Sunday, April 26, South Jersey Federal Credit Union (SJFCU) presented the Greater Delaware Valley Chapter of the National MS Society with a $1,000 donation.

Cate Anderson, member service representative at SJFCU's Deptford office, will captain the “Cate's Cruisers” team of SJFCU employees and family members participating April 26. The local walk will take place at Washington Lake Park in Washington Township, beginning at 10 a.m. The SJFCU family comes together at the MS Walk to support Anderson as she continues to face her MS challenges daily. Anderson was diagnosed with MS 11 years ago and continues to work at the Deptford SJFCU branch.

Shown in photo, Benjamin Griffith, president/CEO of South Jersey Federal Credit Union (at left), and Cate Anderson, SJFCU member service representative and MS Walk team captain, (at center), present SJFCU’s 2009 donation of $1,000 to Sheila Casey, development coordinator at the Delaware Valley chapter of the National MS Society, (at right).

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SJFCU Sets Spring Dates for Reverse Mortgage Seminars

Deptford, NJ – (April 8, 2009) – The months of April and May bring the next four South Jersey Federal Credit Union (SJFCU) free reverse mortgage seminars in a variety of locations in southern New Jersey. All seminars begin at 9 a.m. and run for about one and a half hours. Attendees do not need to be members of SJFCU to attend, but pre-registration is required, by calling 800-582-7640.

A reverse mortgage is a loan, or lien, against the home that an owner does not have to pay back for as long as he or she – and spouse, if applicable - lives there. A reverse mortgage offers a chance for people to remain in their home while taking care of financial obligations. For homeowners 62 years of age and older, a reverse mortgage allows an individual or couple to turn the equity of their home into cash. That extra cash can supplement seniors’ existing income or be used for medical expenses.

Dates and locations are as follows:

Saturday, April 18	Deptford branch of SJFCU 1615 Hurffville Rd. Deptford, NJ
Wednesday, April 29	Friendly’s Restaurant Eagle Plaza 700 Haddonfield-Berlin Rd. Voorhees, NJ
Saturday, May 16	Deptford branch of SJFCU 1615 Hurffville Rd. Deptford, NJ
Saturday, May 30	Vineland branch of SJFCU 106 West Landis Avenue Vineland, NJ

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SJFCU Celebrates 'Honest Abe' with Penny Contest

Deptford, NJ – (February 5, 2009) – South Jersey Federal Credit Union (SJFCU) is celebrating the 200th anniversary of the birth of Abraham Lincoln with a fun-filled contest for its members. Lincoln, the 16th President of the United States, was born Feb. 12, 1809.

Through Tuesday, Feb. 17, one large jar – filled nearly to the brim with pennies – is on prominent display at each branch of SJFCU, including the Deptford office. Members are encouraged to fill out an entry slip with their best guess of the total number of pennies in the jar.

The entry that lists the number closest to the actual number of pennies in the jar (without going over) will be the winner at each branch; each winning member will receive a $25 SJFCU Visa gift card.

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South Jersey Federal Credit Union Makes Generous Donation to Support "Spring Fun Fest"

Deptford, NJ – (January 15, 2009) – Area youngsters and their families will enjoy an entire five days of free multi-themed entertainment and fun at the first-ever “Spring Fun Fest,” thanks to the generous sponsorship of South Jersey Federal Credit Union (SJFCU). SJFCU is partnering with the Gloucester County Board of Chosen Freeholders to present the events.

SJFCU donated $5,000 to the Gloucester County Department of Parks and Recreation to support this five-day series of performances. Pictured at the check presentation ceremony are, from left, John J. Vinci Sr., director of the Gloucester County Department of Parks and Recreation; Benjamin T. Griffith, SJFCU president/CEO; Frank J. DiMarco, Gloucester County Board of Chosen Freeholders; and Kenneth Barnshaw, SFJCU Assistant Vice President.

The new spring series of shows is an addition to the free or low-cost programs for county residents presented by the Department, under the auspices of the Board of Chosen Freeholders, for more than 30 years.

The five-day series of shows is scheduled during “spring break” week for most Gloucester County schools, offering educational entertainment during a time when parents search for cost-effective quality experiences with their children.

All five of the events will be held indoors at the Gloucester County Office of Government Services auditorium, 1220 North Delsea Drive in Clayton. All shows begin at 10:30 a.m. The schedule is as follows:

Monday, April 13	The Magical Songwriter

Tuesday, April 14	The Philadelphia Zoo’s Outrageous Reptiles

Wednesday, April 15	Bubboons Tunes

Thursday, April 16	Family Magic Show

Friday, April 17	Cool Beans Band

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Free Reverse Mortgage Seminars Scheduled by SJFCU

Deptford, NJ – (January 9, 2009) --In the first months of 2009, South Jersey Federal Credit Union (SJFCU) has scheduled free reverse mortgage seminars in a variety of locations in southern New Jersey. All seminars begin at 9 a.m. and run for about one and a half hours. Attendees do not need to be members of SJFCU to attend, but pre-registration is required, by calling 800-582-7640.

For homeowners 62 years of age and older, a reverse mortgage allows an individual or couple to turn the equity of their home into cash. A reverse mortgage is a loan, or lien, against the home that an owner does not have to pay back for as long as he or she – and spouse, if applicable - lives there. The reverse mortgage offers a chance for people to remain in their home while taking care of financial obligations. It’s an opportunity for seniors to benefit from extra cash to supplement their existing income, to cover medical expenses, or to help a loved one. Dates and locations are as follows:

Saturday, Jan. 24	Deptford branch office of SJFCU 1615 Hurffville Road, Deptford

Saturday, Jan. 31	Shore Mall 6725 Black Horse Pike Egg Harbor Township

Saturday, Feb. 14	Deptford branch office of SJFCU

Thursday, Feb. 26	Friendly’s Restaurant, Eagle Plaza 890 Haddonfield-Berlin Road, Voorhees

Saturday, March 14	Deptford branch office of SJFCU

Saturday, March 28	Moorestown branch office of SJFCU 1201 N. Church St., Moorestown

South Jersey Federal Credit Union, headquartered in Deptford, is a not-for-profit financial cooperative owned and governed by its 40,000 members. SJFCU has seven conveniently located branches.

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South Jersey Federal Credit Union Donations Bring Holiday Joy to Local Families & Children

Deptford, NJ – (January 2, 2009) – The employees and members of South Jersey Federal Credit Union (SJFCU) collected and purchased canned food items, coats, new toys, and bicycles – with a combined total value of $2,000 -- for distribution to area families in need during this year's Holiday Donation Drive.

Items donated were readied by credit union employees. Staffs of the Gloucester County Division of Social Services, and of the Camden County Board of Social Services, collected the donations at the Deptford branch for holiday distribution.

Karen Robinson of the Gloucester County Division of Social Services, pictured at far right, picks up a holiday bounty of bikes, gifts, and canned food for distribution to needy families at the SJFCU Deptford office. Joining her are SJFCU employees, from left, Ted Warner, Gladys Gonzalez, Regina Warner and Veronica Ortiz.

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SJFCU Launches Visa Gift Card Program for Members

Deptford, NJ – (November 26, 2008) – Just in time for the holiday season, South Jersey Federal Credit Union (SJFCU) kicks off its first Visa Gift Card program for its members.

According to the National Retail Federation, gift cards will be this year’s most requested holiday present. The NRF’s 2008 Holiday Consumer Intentions and Actions Survey, conducted by BIGresearch, reports that 54.9 percent of consumers hope to receive a gift card this holiday season.

The SJFCU Visa Gift Card is bound to become a favorite among members, as it can be used at millions of retail locations which accept Visa Debit Cards. The convenience, security and flexibility of an SJFCU Visa Gift Card all combine for a gift that fits every budget and is appreciated by every recipient.

The Visa Gift Cards are available at each of SJFCU’s six branches in South Jersey. Members can visit any branch and purchase a gift card (or two, or more) in amounts from $10 up to $500 each. Not only can members choose the dollar amount to be loaded onto the gift card, they can also choose the design. Two festive holiday motifs are available, as well as a design for birthdays, one to welcome babies, and an all-occasion design.

Each SJFCU Gift Card purchased costs only $2.95. Members can pay either from their SJFCU account or by using their SJFCU Visa credit card. There will be a $5 cost to replace a lost or stolen Gift Card, and a $2.95 monthly maintenance fee begins seven months after purchase, regardless of activity.

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SFCU Donates to First-Ever Holiday "Coat Drive" Held by Camden Education Association

Deptford, NJ – (November 18, 2008) -- South Jersey Federal Credit Union (SJFCU) donated 22 winter coats to the Camden Education Association’s first-ever Coat Drive. The coats will be distributed to needy children in the City of Camden.

Maureen Lord-Benson, 1st vice-president of the Camden Education Association (CEA), said the coats donated by SJFCU, along with other winter clothing, would be distributed in December at the Fraternal Order of Police office, 1137 Federal Street in Camden.

The 22 children’s coats donated by South Jersey Federal Credit Union were picked up for distribution by the Camden Education Association (CEA) at SJFCU’s Deptford headquarters office. Shown on the pick-up day are, from left, Veronica Cowley, SJFCU loan officer; Walt Martinez, CEA member; Benjamin T. Griffith, SJFCU president/CEO; Maureen Lord-Benson, CEA 1st vice-president; and from the SJFCU Deptford branch, Veronica Ortiz, teller supervisor; Regina Warner, branch manager; and Aneesha John, IRA specialist.

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New Operations Center Rising at Deptford Headquarters of South Jersey Federal Credit Union

Deptford, NJ – (September, 2008) – With backhoes and bulldozers as a backdrop, officials of South Jersey Federal Credit Union (SJFCU) broke ground on a new 30,000-square-foot Operations Center, directly behind the Deptford headquarters branch.

Joining SJFCU officials and board members at the ceremonial groundbreaking were representatives of R2Architects Inc., of Voorhees, and IMC Construction of Malvern, Pa., the construction management firm overseeing the project.

Pictured at the August groundbreaking event are, from left, Benjamin T. Griffith, SJFCU president/CEO; James Puderbach, chairman, SJFCU board of directors; Paul Medany, Deptford Township mayor; John Ruiz, R2Architects; and Ted Jeffries, senior contract manager, IMC Construction.

The new two-story operations center is expected to be completed in summer 2009. It will complement the existing Deptford headquarters branch building, which remains open for business as usual through the duration of the construction process. Growth of various SJFCU administrative departments – including lending, accounting and other support functions – created the need for more space. The current branch building will continue to serve as a branch after the operations center is complete.

The new Operations Center project will follow benchmark guidelines of the LEED® (Leadership in Energy and Environmental Design) Green Building Rating System. LEED®, developed by the U.S. Green Building Council, is a nationally accepted benchmark for design, construction and operation of high performance green buildings. In the LEED® rating system, points are awarded for achievement of environmentally sound benchmarks, in areas such as efficient use of water, materials and resources, indoor environmental quality, efficient energy usage and innovation in design. Those responsible for the design and building of the new Operations Center are aiming for LEED® Silver Certification.

“The growth evidenced by our physical plant expansion is due to our steady growth in business,” said Benjamin T. Griffith, president/CEO of SJFCU. “That growth is thanks to the hard work and dedication of our employees.”

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Seven Local Students Earn Scholarships from South Jersey Federal Credit Union

Deptford, NJ – (June 23, 2008) – South Jersey Federal Credit Union (SJFCU) awarded scholarships to seven South Jersey graduating seniors for the 2008-2009 academic year at their chosen institutions of higher education.

The recipients, their hometowns and high schools, the college/university they plan to attend and the amount of their scholarships are:

Kevin McClain	Northfield	St. Augustine Prep	Boston College	$1,000

Allison Murawski	Turnersville	Washington Twp.	Dickinson College	$1,000

Courtney Holtaway	Turnersville	Washington Twp.	Rutgers University	$500

Rachel Brown	Stratford	Haddonfield Mem’l	Fordham University	$500

Stephanie Bayruns	Westmont	Haddon Township	Muhlenberg College	$250

Jico Baligod	Brigantine	Atlantic City	Rowan University	$250

Kasey Knoell	Brigantine	Atlantic City	University of Virginia	$250

Applicants for the scholarships were selected on the basis of both subjective criteria, such as essays, and objective criteria including high school academic performance, extracurricular/community activities and teacher references.

The scholarship recipients gathered at SJFCU headquarters office in Deptford recently to receive their awards from Benjamin T. Griffith, SJFCU president and CEO. Pictured, from left, are Stephanie Bayruns, Rachel Brown, Courtney Holtaway, Griffith; Jico Baligod and Allison Murawski. (Not pictured: Kevin McClain and Kasey Knoell.)

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South Jersey Federal Credit Union Donates $75,000 to Scholorship Fund of Parada San Juan Bautista

Camden, NJ – (May 27, 2008) -- Benjamin T. Griffith, president/CEO of South Jersey Federal Credit Union, recently presented a check for $75,000 to the Parada San Juan Bautista, Inc., designated for the Camden-based organization’s scholarship fund.

SJFCU has been a long-time supporter of Parada San Juan Bautista’s scholarship program, which annually awards four scholarships to Camden students of Puerto Rican heritage: two awards for $4,000 and two awards for $2,000, payable over four years. The Parada San Juan Bautista, Inc., scholarship program began in 1982.

The generous SJFCU donation is a long-term commitment, and will fund the scholarship program with $7,500 per year over 10 years.

Shown in the photo are Benjamin T. Griffith, president/CEO of South Jersey Federal Credit Union (second from right), presenting a check for $75,000 to the scholarship fund of Parada San Juan Bautista, Inc. (PSJB). Joining Griffith are (left to right) Ben Calaf, fundraising chairperson of PSJB; Juan Gonzalez, PSJB president; Griffith; and Andrew Duong, PSJB treasurer.

Griffith made the announcement of the donation at the annual Business & Professional Reception, the kick-off event of six weeks of activities, culminating in the annual parade on Sunday, June 29.

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SJFCU donates $1,000 to MS Society in support of MS Walk April 27th in Washington Township

Deptford, NJ – (April 10, 2008) - In advance of the 2008 National Multiple Sclerosis (MS) Society Walk in Washington Township (Gloucester County) on Sunday, April 27 , South Jersey Federal Credit Union (SJFCU) presented the Greater Delaware Valley Chapter of the National MS Society with a $1,000 donation.

Cate Anderson , member service representative at SJFCU's Deptford office, will captain the “Cate's Cruisers” team of SJFCU employees and family members walking on April 27. Anderson was diagnosed with MS 10 years ago.

Sheila Casey (second from right), development coordinator at the Delaware Valley chapter of the National MS Society, accepts the $1,000 donation from SJFCU representatives. Presenting the check, from left , are Donna Wilmerton, SJFCU senior vice president of operations; Veronica Ortiz, SJFCU's Deptford branch teller supervisor; Casey; and Cate Anderson, SJFCU member service representative and MS Walk team captain.

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Spring 2008 brings new series of reverse mortgage seminars at SJFCU

Deptford, NJ (April 2, 2008) – In the second quarter of 2008, a series of five reverse mortgage seminars will be presented by South Jersey Federal Credit Union (SJFCU). All seminars begin at 9 a.m. and run for approximately one and a half hours. Attendees do not need to be SFJCU members to attend, but pre-registration is required, by calling 800-582-7640.

Experienced SJFCU staff members, along with Joe Kiefer, a local reverse mortgage expert, will give short presentations, followed by ample time for questions and answers. Dates and locations are:

Thursday, April 10
Friendly's Restaurant, in Eagle Plaza
890 Haddonfield-Berlin Road, Voorhees, NJ

Saturday, April 26
Shore Diner
6710 Tilton Road, Egg Harbor Township, NJ

Saturday, May 10
Deptford branch of SJFCU
1615 Hurffville Road, Deptford, NJ

Saturday, May 31
Pleasantville branch of SJFCU
15 West Jersey Avenue, Pleasantville, NJ

Saturday, June 14
Vineland branch of SJFCU
106 West Landis Avenue, Vineland, NJ

For homeowners 62 years of age and older, a reverse mortgage allows an individual or couple to turn their home's equity into cash. A reverse mortgage is a loan (lien) against the home that the owner does not have to pay back for as long as he or she lives there. A reverse mortgage allows people to remain in their home while taking care of other financial obligations.

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Free Reverse Mortgage Seminars Scheduled by South Jersey Federal Credit Union

Deptford, NJ – (February 14, 2008) -- In the first quarter of 2008, South Jersey Federal Credit Union (SJFCU) has scheduled three reverse mortgage seminars at its branch offices. All seminars begin at 9 a.m. and run for approximately one and a half hours. Attendees do not need to be SFJCU members to attend, but pre-registration is required, by calling 800-582-7640.

For homeowners 62 years of age and older, a reverse mortgage allows an individual or couple to turn the equity of their home into cash. The reverse mortgage is a loan, or lien, against the home that the owner does not have to pay back for as long as her or she – and spouse, if applicable – lives there. A reverse mortgage offers a chance for people to remain in their home while taking care of financial obligations. It’s an opportunity for seniors to benefit from extra cash to supplement their existing income, to cover medical expenses or to help a loved one.

Experienced SJFCU staff members will be joined by Joe Kiefer, a local reverse mortgage expert, and will give short presentations, followed by ample time for questions and answers. Dates and locations are as follows:

Saturday, March 1	Deptford branch of SJFCU
1615 Hurffville Road, Deptford

Saturday, March 15	Pleasantville branch of SJFCU
15 West Jersey Avenue, Pleasantville

Saturday, March 29	Vineland branch of SJFCU
106 West Landis Avenue, Vineland

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by its 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com.

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Pennsauken resident wins Holiday Donation Drive raffle

SJFCU Camden branch manager Carmen Quiles, at left, presents Delores Mixon with her $100 Wegman's gift card.

Camden, NJ – (January 10, 2008) -- What was Delores Mixon's first reaction when she learned she'd won the SJFCU Holiday Donation Drive drawing? “Oh, I've never won anything before,” said Mixon, who obviously has reversed that trend.

During the 2007 holiday drive, SJFCU staff encouraged members to donate money for the purchase of food and new toys for needy families in South Jersey. More than 1,300 entry forms, in the shape of cans, were deposited at SJFCU branches, as part of the $2,200 collected in total.

Mixon's entry form was plucked from all submitted entries. The Pennsauken resident, a City of Camden employee, was thrilled to receive a $100 Wegman's gift card.

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The Total is In: SJFCU donates $2,200 worth of food, toys to local families for the holidays

Deptford, NJ – (January 2, 2008) – The employees and members of South Jersey Federal Credit Union (SJFCU) collected $2,200 of non-perishable food items, along with new toys, for distribution to area families in need across four counties during this year's Holiday Donation Drive.

Items donated at all six of SJFCU's branch offices were readied by credit union employees. Staffs of the Boards of Social Services of Cumberland, Atlantic, Gloucester and Camden counties collected the donations for distribution by geographic county.

Pictured are SJFCU employees Regina Warner, at left, and John Brancolassi as they bag donated food items at the credit union's Deptford branch for distribution to needy families just prior to Christmas Day.

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SJFCU sponsors Riddlesbrood Touring Theatre's 'Once Upon a Christmas' & Tree Lighting in Glassboro

Camden, NJ – (November 30, 2007) – It will be a movable feast of holiday entertainment in Glassboro, as South Jersey Federal Credit Union (SJFCU) sponsors the presentation of “Once Upon a Christmas” by the Riddlesbrood Touring Theatre Company on Friday, Dec. 7, beginning at 6:30 p.m. The evening will end with the traditional tree-lighting ceremony in town.

The Riddlesbrood troupe, with actors led by Ryan Long, a former Rowan University student, will lead attendees on a three-scene adaptation of Charles Dickens' “A Christmas Carol” with its own comic twists and turns. Each “act” will be performed at a different venue in downtown Glassboro, with the finale to be followed by the annual Tree Lighting Ceremony. The evening is presented by the borough's Economic Development Commission and Main Street Glassboro.

The evening's schedule is as follows (all times are approximate) :

6:30 – 6:45 p.m. Glassboro Public Library, 2 Center Street

[travel time to second venue, with carolers]

7:15 – 7:30 p.m. Liscio's Bakery, 208 W. High Street

[travel time to third venue]

8:00 – 8:30 p.m. Courtroom, Glassboro Borough Hall

Main and High Streets

8:40 p.m. Tree Lighting , Main & High Streets

Hot chocolate, coffee and dessert treats will be offered at each venue courtesy of Liscio's and the Glassboro After Prom Committee. “Once Upon a Christmas” is free and suitable for the entire family. For more information, call 856-881-0500 or 856-881-9230, ext. 321.

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SJFCU Tree voted ‘Most Creative” for second consecutive year at Holiday Festival of Lights

Camden, NJ – (November 29, 2007) – With a theme of “Let Us Help Build Your Future,” South Jersey Federal Credit Union (SJFCU) earned a first-place prize as “Most Creative” (non-profit category) for the second consecutive year at the tree decorating contest at the Camden Children's Garden, 3 Riverside Drive, Camden.

This is the second consecutive year that SJFCU has been named as “Most Creative” in the Garden contest, held for those firms and organizations which are sponsors of the Holiday Festival of Lights. Whimsical ornaments of miniature saws, pliers and other tools, along with a child's hardhat topper, illustrate the tree's theme, “Let Us Help Build Your Future.”

Pictured are employees of SJFCU who volunteered at the tree decorating, part of kick off activities for the Garden's annual Holiday Festival of Lights which runs through Dec. 29 at the Garden, 3 Riverside Drive, Camden.

The Holiday Festival of Lights is open to the public every Friday and Saturday evening through December 29 from 5:30 to 8:00 p.m. For more information, call the Camden Children's Garden at 856-365-8733.

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Seven winners of SJFCU's International Credit
Union Day drawing

Deptford, NJ – (October 24, 2007) – All branches of South Jersey Federal Credit Union (SJFCU) marked the annual celebration of International Credit Union Day, October 18, with various activities and special giveaways for their members.

In the weeks leading up to October 18, a drawing for a fall-themed gift basket – which included a new MP3 player – was held at each branch. The seven winners are:

Branch	Winner's Name	Town of Residence
Camden	Jennifer Atkins	Camden
Deptford	Michelle Meddings	Sewell ( Washington Twp.)
Voorhees	Maria Moore	Haddonfield
Vineland	Carmen Perez	Vineland
Shore Mall	Rugene Kutch	Egg Harbor Twp.
Pleasantville	Shantaya Simmons	Pleasantville
Woodbridge	Deborah Harvey	Newark

Each year on the third Thursday in October, credit unions throughout the country extol the credit union difference, which is marked by credit unions' non-profit status and member ownership of the credit union, making it truly a financial cooperative.

Pictured at right is the drawing winner at SJFCU's Deptford branch, Michelle Meddings of Washington Township, with Deptford branch manager Regina Warner.

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Vineland woman wins iPod at SJFCU's drawing at
Deerfield Festival

Vineland, NJ – (October 24, 2007) – Lisa Fauver of Vineland was the lucky winner of a new iPod, courtesy of South Jersey Federal Credit Union (SJFCU). Her name was drawn from hundreds of entries in a raffle held by SJFCU at the recent Deerfield Harvest Festival.

Once again this year, SJFCU was a sponsor of the multi-day family entertainment event, which draws thousands of local residents. Fauver, who grew up in Buena, has lived in Vineland with her husband, son and daughter for the past 10 years. “We go every year. It's become a family tradition,” said Fauver of the festival.

Fauver, pictured at right, took possession of her new iPod at SJFCU's Vineland office. Making the presentation was Vineland branch manager Girlie Vasquez.

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SJFCU member Delores Wright wins gift cards at
Glassboro Unity Day

Deptford, NJ – (October 23, 2007) – Each fall, Delores Wright of Glassboro makes a point of attending Glassboro's Unity Day, a community-wide celebration held each October and presented by the borough's Economic Development Commission and Main Street Glassboro.

“I believe I've gone every year they've held it,” said Wright, a long-time member of South Jersey Federal Credit Union (SJFCU). SJFCU supported Unity Day activities again this year with a booth at the 12 th annual event.

This year was a lucky one for Wright, for her name was drawn from hundreds of entries at the SJFCU booth. In a drawing held by the credit union, Wright was chosen as the winner of two $25 gift cards – a total of $50 – from the Landmark Americana restaurant in Glassboro.

Deptford branch manager Regina Warner, at left, presented Wright with her gift cards in the lobby of SJFCU's Deptford office

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SJFCU sponsors 'Halloween in the Park' in Voorhees Township

Voorhees, NJ – (October 22, 2007) – Employee volunteers of South Jersey Federal Credit Union (SJFCU) will be participating in the activities of Voorhees Township's second annual “Halloween in the Park” on Sunday, October 28 from 1 p.m. to 4 p.m.. The family event will be held at Lions Lake Park on Dutchtown Road, just off of Route 73.

South Jersey Federal Credit Union is one of the sponsors of this year's event, which drew more than 1,500 people last year in its inaugural presentation. SJFCU has a branch in Voorhees, which opened in spring 2007, at Eagle Plaza on Haddonfield-Berlin Road.

SJFCU volunteers will hand out cotton candy to attendees, and also will raffle off a “kid-themed” Halloween gift basket. The afternoon's attractions also include pumpkin decorating, balloon artists, a costume parade, a magic show, hayrides, face painting and treats for the kids. The Voorhees Police Department will issue Kids ID cards and provide Halloween safety demonstrations.

For more information, visit www.voorheesnj.com or call 856-882-7469.

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SJFCU celebrates International Credit Union Day October 18th

Deptford, NJ – (October 16, 2007) -- Thursday, October 18 is International Credit Union Day. Credit unions throughout the country – and the world –celebrate the credit union movement every year on the third Thursday in October. This year's International Credit Union Day theme is “ Credit Unions: Together We're Better.”™

All branches of South Jersey Federal Credit Union (SJFCU) are marking the occasion with special gifts for members, as well as a drawing for a gift basket. It's a way to share with members the credit union difference, marked by

• non-profit status, and
• member ownership of the credit union, a financial cooperative.

A Brief History of Credit Unions: In the 1840s in Germany, Herman Schulze-Delitzsch and Freidrich Raiffeisen created the first credit unions, for farmers. Farmers could pool their money to buy supplies in large quantities at lower prices. The principles of cooperative ownership by members and a member-elected board are still credit union hallmarks.

In the early 1900s, credit unions were first established in North America in Quebec, Canada. The idea spread to the United States, and in 1909 the first U.S. credit union – St. Mary's Cooperative Credit Association – was established in Manchester, N.H.

A Boston, Massachusetts, merchant, Edward Filene, helped popularize credit unions in the early 20 th century; the Credit Union League of that state held the first holiday to honor credit unions in 1927. The date, January 17, was chosen as it was the birthday of America's “Apostle of Thrift,” Benjamin Franklin.

After a hiatus during the years of the Depression and World War II, in 1948 the Credit Union National Association (CUNA) set October's third Thursday as the celebratory date.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Deptford, Camden, Voorhees, Vineland, Egg Harbor Township and Pleasantville. For more information, visit www.SouthJerseyFCU.com .

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South Jersey Federal Credit Union to host Community Appreciation Day in Pleasantville

Pleasantville, NJ -- (September 25, 2007) -- South Jersey Federal Credit Union (SJFCU) will hold a Community Appreciation Day at its Pleasantville branch from 11 a.m. to 3 p.m. Saturday, October 13. This free event is open to the entire Pleasantville community – not just SJFCU members.

The event will be a true “Family Fun Day” with activities for all members of the family. The parking lot of SJFCU's Pleasantville branch will be filled with games and activities, free food and refreshments, music from a live radio broadcast on site, a moonbounce for the kids, and lots of special giveaways and prizes. All children under 14 who attend must be accompanied by an adult.

The Pleasantville branch is located at 15 West Jersey Avenue.

South Jersey Federal Credit Union is proud to be a member of the Pleasantville community . SJFCU staff volunteers look forward to welcoming everyone to an enjoyable day of activities. Come join us and find out what makes SJFCU special!

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South Jersey Federal Credit Union Offers Free Reverse
Mortgage Seminars in Fall 2007

Deptford, NJ – (August 28, 2007) - In fall 2007, South Jersey Federal Credit Union (SJFCU) has scheduled five free reverse mortgage seminars at branch offices and at other regional locations. All seminars begin at 9 a.m. and run for approximately one and a half hours. Attendees do not need to be members of SJFCU to attend, but pre-registration is required, by calling 800-582-7640 .

For homeowners 62 years of age and older, a reverse mortgage allows an individual or couple to turn the equity of their home into cash. A reverse mortgage is a loan, or lien, against the home that an owner does not have to pay back for as long as he or she – and spouse, if applicable - lives there. The reverse mortgage offers a chance for people to remain in their home while taking care of financial obligations. It's an opportunity for seniors to benefit from extra cash to supplement their existing income, to cover medical expenses, or to help a loved one.

Dates and locations in the coming months are as follows:

Saturday, Sept. 8 Deptford branch of SJFCU

1615 Hurffville Road (Route 41), Deptford

Saturday, Sept. 29 Ponzio's Restaurant

7 Route 70 West, Cherry Hill

Saturday, Oct. 13 Pleasantville branch of SJFCU

15 West Jersey Avenue, Pleasantville

Saturday, Oct. 27 Vineland branch of SJFCU

106 W. Landis Avenue, Vineland

Saturday, Nov. 17 Deptford branch of SJFCU

1615 Hurffville Road, Deptford

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties, including its newest office in Voorhees. For more information, visit www.SouthJerseyFCU.com .

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South Jersey Federal Credit Union names Lynn M. Walsh
as Voorhees Branch Manager

Lynn M. Walsh

Deptford, NJ -- (July 30, 2007) -- South Jersey Federal Credit Union (SJFCU) has promoted Vineland resident Lynn M. Walsh to branch manager/business development for its Voorhees branch. The branch, located in the Eagle Plaza at 700 Haddonfield-Berlin Road, opened in March. It is the sixth and newest branch in the SJFCU network.

In her new position, Walsh is responsible for business development in the Voorhees area, as well as overseeing the daily operations and staff of the Voorhees branch office. The new branch features a proactive member service team and a retail-focused, open-floor-plan designed to foster personalized interaction with members.

Walsh has 20 years of experience in the financial services industry. Walsh has served as training coordinator at SJFCU's Deptford headquarters office since 2002. Before joining SJFCU, she served for two and a half years as branch manager and training specialist at Members First Credit Union in Manchester, N.H. Previously, she was business development manager at the Bank of New Hampshire, also in Manchester.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU presently has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com

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South Jersey Federal Credit Union names Jennifer
M. Burlew branch manager of Shore Mall office

Jennifer M. Burlew

Deptford, NJ – (July 30, 2007) -- South Jersey Federal Credit Union (SJFCU) has named Millville resident Jennifer M. Burlew as branch manager/business development for its Egg Harbor Township branch. The branch is located in the Shore Mall at 6725 Black Horse Pike.

In her new position, Burlew is responsible for business development in the Egg Harbor Township area, as well as overseeing the daily operations and staff of the Shore Mall branch office.

Prior to joining South Jersey Federal Credit Union, Burlew served for six years as branch manager in the Vineland office of American General Financial Services.

Burlew received an associate's degree in business administration at Cumberland County College, and earned a bachelor's degree in marketing from The Richard Stockton College of New Jersey.

outh Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Camden, Gloucester, Atlantic and Cumberland counties, including the Egg Harbor Township branch in the Shore Mall. For more information, visit www.SouthJerseyFCU.com .

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James K. Hartmann named as Vice President of Lending
at South Jersey Federal Credit Union

James K. Hartmann

Deptford, NJ – (July 25, 2007) -- South Jersey Federal Credit Union (SJFCU) has named Mantua Township resident James K. Hartmann as vice president of lending. Hartmann will work out of SJFCU's Deptford headquarters branch office.

In his new position, Hartmann is responsible for planning, organizing and directing the lending department's activities. His duties also include actively seeking new lending opportunities to increase the credit union's loan portfolio.

Hartmann has more than 20 years of experience in the financial services industry, with a solid background in underwriting and operations management in both retail and wholesale lending environments. Prior to joining SJFCU, Hartmann served for nine years as senior underwriter and wholesale operations manager at Popular Financial Services in Marlton.

Hartmann earned a bachelor's degree in business management at the Camden campus of Rutgers University.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com .

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Local resident a winner at 'Member Appreciation Days'
at SJFCU's Pleasantville branch

Deptford, NJ – (July 11, 2007) -- The Pleasantville branch of South Jersey Federal Credit Union (SJFCU) recently hosted a two-week series of “Member Appreciation Days” for its members who visited the branch, located at 15 West Jersey Avenue.

Among the activities was a drawing for three “movie-themed” gift baskets. SJFCU branch manager Debbie McCall, at left, presented a basket to Japeth Hudgon , a resident of Pleasantville.

The two other winners, not pictured, were Gina Vega and Chris Koppenhoefer , both of Egg Harbor Township.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Atlantic, Cumberland, Camden and Gloucester counties. For more information, visit www.SouthJerseyFCU.com .

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Five local students earn scholarships from
South Jersey Federal Credit Union

South Jersey Federal Credit Union scholarship winners join SJFCU President/CEO Benjamin T. Griffin (at center) as they receive their awards. From left are John Gooch, Lori Hendrickson, Griffith, Matthew Cortland, and Keith Kozak. (Not pictured: Kristin DiJosie.)

FIVE LOCAL STUDENTS EARN SCHOLARSHIPS

FROM SOUTH JERSEY FEDERAL CREDIT UNION

Deptford, NJ -- (June 2007) --- South Jersey Federal Credit Union (SJFCU) awarded scholarships to five local graduating seniors for the 2007-2008 academic year at their chosen institutions of higher education.

The recipients , their hometowns and high schools , the college/university they plan to attend , and the amount of their scholarships are:

Matthew Cortland of Marlton, Cherokee HS, Rutgers University - $1,000

Keith A. Kozak of Palmyra, Palmyra HS, The College of New Jersey - $1,000

Lori Hendrickson of Berlin, Overbrook HS, Camden County College - $500

Kristin DiJosie of Absecon, Holy Spirit HS, Ohio State University - $500

John W. Gooch II of Westville, Gateway Regional HS, Rowan University - $250

The scholarship recipients gathered at SJFCU headquarters office in Deptford to receive their awards from Benjamin T. Griffith, SJFCU president and CEO.

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Three members are winners during 'Member Appreciation
Days' at SJFCU's Deptford branch

Deptford, NJ -- (June 26, 2007) -- The Deptford branch of South Jersey Federal Credit Union (SJFCU) hosted two weeks of “Member Appreciation Days” earlier this month. Among the activities was a drawing for three gift baskets, with three lucky winners chosen.

SJFCU member Carolyn Wheeling of Somerdale, at right, accepts her “spring-themed” basket from Regina Warner , Deptford branch manager. Not pictured are the other two winners at this branch: Rafael Jimenez of Washington Township, and Kathy Bayard of West Deptford.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Camden, Gloucester, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com .

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Three local residents are winners at 'Member
Appreciation Days' at South Jersey Federal
Credit Union's Camden branch

Deptford, NJ – (June 22, 2007) -- The Camden branch of South Jersey Federal Credit Union (SJFCU) recently held “Member Appreciation Days” at the branch, located at 423 Market Street. Among the activities for members was a special drawing, with three winners selected to receive specially-designed gift baskets.

SJFCU Camden branch manager, Carmen Quiles , at center, presented “movie-themed” baskets to two of the winning members, Rosa Morales , at left, and Rosa Coleman , at right, both of Camden. A third Camden winner, not pictured, was Michele Sanders , also a city resident.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Camden, Gloucester, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com .

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Linda Laubach named Director of Marketing at
South Jersey Federal Credit Union

Linda Laubach

Deptford, NJ – (June 8, 2007) -- South Jersey Federal Credit Union (SJFCU) has named Collingswood resident Linda Laubach as director of marketing.

Working out of the credit union's Deptford location, Laubach plans and implements marketing of the credit union's products and services for the entire South Jersey footprint of the credit union. SJFCU has six branches, including the Deptford headquarters office, and branches in Camden, Voorhees, Vineland, Pleasantville and Egg Harbor Township.

Laubach began her career in marketing/advertising at Needham Harper Worldwide in San Diego, Calif., as an assistant account executive on the McDonald's account. Prior to joining the SJFCU team, Laubach worked as a marketing specialist at the Pennsauken offices of Barry Callebaut USA. Previously she worked for four years as a graphic design specialist at the Cherry Hill office of Fed Ex/Kinko's.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com

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Deborah M. Eurillo named Director of Training at
South Jersey Federal Credit Union

Deborah M. Eurillo

Deptford, NJ – (June 8, 2007) -- South Jersey Federal Credit Union (SJFCU) has named Sicklerville resident Deborah M. Eurillo as director of training.

Working out of the credit union's Deptford office, Eurillo designs and implements effective training methods to educate, motivate and enhance the performance of credit union staff throughout SJFCU's six-branch network in Gloucester, Camden, Atlantic and Cumberland counties. She is charged with creating a training culture supporting the business objectives of the credit union.

Eurillo earned a bachelor's degree in psychology from Barton College, in Wilson, N.C., and received a master's degree from the Georgia School of Professional Psychology in Atlanta, Ga.

Prior to joining the SJFCU team, she worked for two years as director of school-based youth services for the Clayton (Gloucester County) Board of Education. Previously, Eurillo served for more than two years at Steininger Behavioral Care services in Cherry Hill as crisis site manager.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU has six conveniently located branches in Deptford, Voorhees, Camden, Vineland, Pleasantville and Egg Harbor Township. For more information, visit www.SouthJerseyFCU.com .

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SJFCU members are winners at South Jersey Federal Credit Union's Vineland 'Member Appreciation Days'

Deptford, NJ – (June 4, 2007) -- The Vineland branch of South Jersey Federal Credit Union (SJFCU) recently held “Member Appreciation Days” over a two-week time period for all members who visited the branch. Among the activities was a drawing for three spring-themed gift baskets.

At left, Girlie Vasquez, SJFCU's Vineland branch manager, presents a basket to winner Dorolisa Boone of Vineland , at right. Not pictured are the other two winners: Florine Williams of Vineland , and Sarah Patterson of Millville .

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties, including its Vineland branch at 106 West Landis Avenue. For more information, visit www.SouthJerseyFCU.com .

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Egg Harbor Township, Mays Landing residents are winning members at SJFCU's Shore Mall branch

Deptford, NJ – (May 22, 2007) -- The Shore Mall branch of South Jersey Federal Credit Union (SJFCU) hosted a two-week series of “Member Appreciation Days” this month for its members who visited the local branch. Among the activities was a drawing for three spring-themed gift baskets.

At left, Michelle Biehl , SJFCU branch administration manager, presents the baskets to

Leonel Rednon of Egg Harbor Township , at center, and

Maryann O'Connor , at right, a resident of Mays Landing.

Not pictured is the third winner, Stephany Vaca, of Mays Landing.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties, including its Shore Mall branch in Egg Harbor Township. For more information, visit www.SouthJerseyFCU.com .

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Grand Opening of the Voorhees branch

Voorhees, NJ – (April 25, 2007) -- South Jersey Federal Credit Union (SJFCU) marked the grand opening of its sixth and newest branch in Voorhees this week, with a reception and ribbon-cutting ceremony in the lobby of its new branch. The Voorhees branch is located in Eagle Plaza, at 700 Haddonfield-Berlin Road.

Participating in the ceremonial ribbon cutting at the grand opening are, from left, Harry Platt , Voorhees Township committeeman, Mario DiNatale , deputy mayor, Voorhees Township, Larry Spellman, Voorhees Township administrator, Michael R. Mignogna , mayor, Voorhees Township; Benjamin T. Griffith , SJFCU president & CEO; Michael McKiernan , SJFCU board member; Kenneth Luehmann , SJFCU board chairman;

Bienvenido (Ben) Calaf Jr., SJFCU board member; Gladys Kamihira , SJFCU board secretary; Rodney A. Greco, Camden County freeholder; Bea Cerkez, SJFCU board member; and Jasper Garagozzo , SJFCU board treasurer.

Three members of the board of directors of South Jersey Federal Credit Union (SJFCU) share a smile at the grand opening of SJFCU's newest branch in the Eagle Plaza in Voorhees, 700 Haddonfield-Berlin Road. From left are Kenneth Luehmann , board chairman, Gladys Kamihira , board secretary, and Michael McKiernan , board member.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com .

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SJFCU donates $1,000 to National Multiple
Sclerosis (MS) Society

Deptford, NJ – (April 18, 2007) -- In advance of the regional National Multiple Sclerosis (MS) Society Walks in various venues, South Jersey Federal Credit Union (SJFCU) presented the Greater Delaware Valley Chapter of the National MS Society with a $1,000 donation.

Cate Anderson , a resident of Rosenhayn and a 10-year SJFCU employee, captains the “Cate's Cruisers” team of two dozen SJFCU employees and family members who are participating in this year's event. Anderson, diagnosed with MS in late 1998, works at the credit union's Deptford headquarters office as a member service representative.

The Greater Delaware Valley chapter of the MS Society serves eastern Pennsylvania and all of South Jersey, including Atlantic, Cape May and Cumberland counties. Walks are being held in Gloucester, Camden and Cumberland counties.

At left, Sheila Casey, development coordinator with the National MS Society's Greater Delaware Valley chapter, accepts the donation from member service representative Cate Anderson, at center, and Donna Wilmerton, SJFCU senior vice president of operations.

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SJFCU sets free Reverse Mortgage Seminars

Deptford, NJ – (April 4, 2007) -- In the second quarter of 2007, South Jersey Federal Credit Union (SJFCU) has scheduled seven free reverse mortgage seminars at branch offices and at other regional locations. All seminars begin at 9 a.m. and run for approximately one and a half hours. Attendees do not need to be members of SJFCU to attend, but pre-registration is required, by calling 800-582-7640 .

For homeowners 62 years of age and older, a reverse mortgage allows an individual or couple to turn the equity of their home into cash. A reverse mortgage is a loan, or lien, against the home that an owner does not have to pay back for as long as he or she – and spouse, if applicable - lives there. The reverse mortgage offers a chance for people to remain in their home while taking care of financial obligations. It's an opportunity for seniors to benefit from extra cash to supplement their existing income, to cover medical expenses, or to help a loved one.

Dates and locations are as follows:

Saturday, April 21 Deptford branch of SJFCU
1615 Hurffville Road (Route 41), Deptford

Saturday, April 28 Voorhees branch of Camden County YMCA
120 Britton Place, Voorhees

Saturday, May 12 Shore Mall
6725 Black Horse Pike, Egg Harbor Township

Saturday, May 19 Congress Title office
110 Barclay Pavilion East, Cherry Hill

Saturday, May 26 Vineland branch of SJFCU
106 West Landis Avenue, Vineland

Saturday, June 9 Voorhees branch of Camden County YMCA
120 Britton Place, Voorhees

Saturday, June 23 Deptford branch of SJFCU
1615 Hurffville Road, Deptford

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has six conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties, including its newest office in Voorhees. For more information, visit www.SouthJerseyFCU.com .

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Bauer Financial Awards 5-Star Rating to SJFCU

Deptford, NJ -- (March 15, 2007) -- BauerFinancial Inc., the nation's leading independent bank research and rating organization, recently awarded its top 5-Star (Superior) rating to South Jersey Federal Credit Union (SJFCU).

This 5-Star rating award marks the 11 th straight year – and the 44 th consecutive quarter – that BauerFinancial has awarded its top ranking to SJFCU.

The ratings are based on a complex formula developed by BauerFinancial, that factors in data including, but not limited to: capital, historical trends, profitability, reserves, regulatory compliance and asset quality. BauerFinancial rates not only all United States chartered banks, but also all U.S. federally insured credit unions with assets of at least $1.5 million.

Recommended credit unions, rated either five-star or four-star on a zero-to-five scale, are safe, financially sound credit unions that operate well above their regulatory capital requirements. Each five-star institution has a capital to assets ratio of nine percent or higher.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU has five conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties, with a sixth branch in Voorhees opening in March.

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South Jersey Federal Credit Union names
Linda Maimone as Loan Officer for new Voorhees branch

Linda Maimone

Deptford, NJ – (February 12, 2007) -- South Jersey Federal Credit Union (SJFCU) has named Voorhees resident Linda Maimone as loan officer for its new Voorhees branch. The new branch, located in the Eagle Plaza at 700 Haddonfield-Berlin Road, opened in March. It is the sixth branch in the growing SJFCU network that encompasses offices in Camden, Gloucester, Cumberland and Atlantic counties.

In her new position, Maimone works intensively with SJFCU members in examining, evaluating and approving lending products offered by the credit union. She will be an important part of a proactive member service team at the retail-focused, open-floor-plan branch.

Maimone brings more than 12 years experience as a credit union loan officer to her new position. She worked at American Heritage Federal Credit Union, based in Philadelphia, as a loan officer for six years, and for the previous six years, served as loan officer at the Philadelphia Gas Works Employees Federal Credit Union. Most recently, she was an account clerk for two years in the Voorhees Township tax office.

Maimone also serves as president of Bingo's Foundation, a non-profit cat rescue group based in Langhorne, Bucks County, Pa.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU presently has five conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com .

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New Voorhees branch of South Jersey Federal Credit Union scheduled to open in spring

Voorhees, NJ – (February 5, 2007) -- Interior retrofitting and remodeling continue at the site of the sixth and newest full-service branch of South Jersey Federal Credit Union (SJFCU), scheduled to open this spring in the Eagle Plaza, at 700 Haddonfield-Berlin Road, Voorhees Township .

The Voorhees full-service office will be SJFCU's sixth branch office and its second branch within Camden County. The credit union's headquarters office is in Deptford, Gloucester County, and other branches are in the City of Camden; in Vineland, Cumberland County; and in Pleasantville and Egg Harbor Township in Atlantic County.

The retail-oriented interior, designed by the design/build firm, NewGround of St. Louis, Mo., features numerous multi-media LCD screens containing information on SJFCU products and services, a menu board of member options and separate centers for one-on-one conferences on mortgages and investment options . Member service representatives will be proactive in greeting and interacting with members, as the traditional teller “wall” has been eliminated in the design. Instead, members will be directed to “pod” stations to talk with member service representatives about all their financial needs.

Checking out the blueprints at the Voorhees site are, from left, Benjamin T. Griffith , SJFCU president and CEO; Dave Miller , Voorhees job site superintendent; and Donna Wilmerton , SJFCU senior vice president-operations.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by more than 40,000 members. SJFCU presently has five conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com .

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Free Reverse Mortgage Seminars Scheduled at South Jersey Federal Credit Union branches

Deptford, NJ – (January 17, 2007) -- For the first months of 2007, South Jersey Federal Credit Union (SJFCU) has scheduled free reverse mortgage seminars at several of its branch offices. All seminars begin at 9 a.m. and run for approximately one and a half hours. Attendees do not need to be members of SJFCU to attend, but pre-registration is required, by calling 800-582-7640 .

Dates and locations are as follows:

Saturday, Feb. 10 Deptford branch
1615 Hurffville Road, Deptford, NJ

Saturday, Feb. 24 Shore Mall
6725 Black Horse Pike, Egg Harbor Township, NJ

Saturday, March 10 Vineland branch
106 West Landis Avenue, Vineland, NJ

Saturday, April 21 Deptford branch

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has five conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties. For more information, visit www.SouthJerseyFCU.com.

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Donations of toys and food double in 2006 in SJFCU's
annual Holiday Donation Drive

Deptford, NJ -- (December 14, 2006) -- Employees and members of South Jersey Federal Credit Union (SJFCU) donated more than $3,000 worth of new toys and non-perishable food items this holiday season, to be distributed to area families in need.

The items - contributed by nearly 100 credit union employees and scores of SJFCU members - were part of the credit union's annual Holiday Donation Drive. The $3,000-plus total raised in 2006 is nearly double the amount raised last year.

All items donated at the Deptford office will be distributed to area families in need by the Gloucester County Board of Social Services

The Camden and Cumberland Boards of Social Services will distribute items donated at the Camden and Vineland branches, respectively.

The Atlantic Board of Social Services will distribute items donated at the Shore Mall and Pleasantville branches.

The various county Boards of Social Services will collect all toys and food items Dec. 20 for distribution to local families just prior to Christmas.

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Vineland Boys & Girls Club and South Jersey Youth Alliance are recipients of South Jersey Federal
Credit Union donations

Vineland, NJ – (December 1, 2006) -- At the third annual Mayor's Holiday Breakfast held today at the Ramada Inn in Vineland, officials from South Jersey Federal Credit Union (SJFCU) presented checks for $250 each to the Boys and Girls Club of Vineland, and to the South Jersey Youth Alliance.

The holiday breakfast was held expressly to honor the two non-profit service organizations, both of which work to provide activities for youth in Vineland.

Pictured, from left, are Keith Elias , former New York Giants player and the event's guest speaker; Steve Plevins , founder of the Boys and Girls Club of Vineland; Perry D. Barse , mayor of Vineland; the Rev. Preston Centuolo , president and founder, South Jersey Youth Alliance; Donna Wilmerton , SJFCU vice president-operations; Girlie Vasquez , branch manager of SJFCU's Vineland branch; and Benjamin T. Griffith , SJFCU president and CEO.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has five conveniently located branches in Gloucester, Camden, Atlantic and Cumberland counties, including the Vineland branch at 106 West Landis Avenue. For more information, visit www.southjerseyfcu.com .

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SJFCU sponsors 'Tree of Hope' Lighting and Concert
in Glassboro

Glassboro, NJ – (November 28, 2006) -- South Jersey Federal Credit Union (SJFCU) is the lead sponsor of Glassboro’s annual Tree Lighting ceremony, featuring the “Tree of Hope.” The welcome and tree lighting ceremony is scheduled to begin at 6 p.m. on Friday, Dec. 1, at Main and High Streets (on the site of Land Dimension Engineering).

Main Street Glassboro and the Glassboro Economic Development Corporation (GEDC) host the event, along with the Glassboro Boys & Girls Club. Youngsters from the club will place envelopes with their “messages of hope” on the tree.

Immediately following the tree lighting, all visitors are invited to a reception and a free concert by the Atlantic Brass Band, sponsored by SJFCU, at the Glassboro Library, 2 Center Street. The reception and music will run from 6:30 until 8 p.m.

In case of rain, the tree lighting ceremony will be held in Borough Hall; the Reception and concert will still be held at the Library.

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South Jersey Federal Credit Union donates copier to
Vineland 's Immaculate Heart of Mary Parish

Vineland, NJ – (November 22, 2006) -- The Vineland branch office of South Jersey Federal Credit Union (SJFCU) recently donated an Ikon copier to Immaculate Heart of Mary Parish, located on South 8 th Street in Vineland.

Girlie Vasquez , SJFCU's Vineland branch manager, at center, made the donation on behalf of SJFCU. Accepting the copier for delivery to the church office are Monsignor Victor Muro , at left, and Erisvelio Roman , parish volunteer, at right.

South Jersey Federal Credit Union (SJFCU), headquartered in Deptford, New Jersey, is a not-for-profit financial cooperative owned and governed by 40,000 members. SJFCU has five conveniently located branches in Cumberland, Atlantic, Gloucester and Camden counties, including the Vineland branch at 106 West Landis Avenue.

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SJFCU employees volunteer to “Trim the Tree” at Camden Children's Garden's Festival of Lights

Camden, NJ – (November 20, 2006) – Employees of South Jersey Federal Credit Union (SJFCU) will volunteer their services at the annual Holiday Festival of Lights “Kick Off” event Saturday, November 25 at the Camden Children's Garden, 3 Riverside Drive, Camden.

SJFCU is one of eight (8) sponsors of the Tree Decorating Contest, a part of the Kick-Off for the Garden's annual Holiday Festival of Lights. A crew of SJFCU employees and family members will decorate the SJFCU tree using the theme “For All the Stages of Your Life.”

In addition, Kick Off events include Santa's first arrival in the afternoon, courtesy of the Camden City Fire Department, and an opportunity to meet the Garden's mascot “Mum Bear” and “Finley” from the Camden Riversharks. Visitors can enjoy holiday crafts and taste tests of Cabot cheese. At 5:30 p.m., more than 100,000 lights will be lit at the festival's premiere.

The Holiday Festival of Lights runs every Friday and Saturday evening through December 30 from 5:30 to 8:00 p.m. For more information, call 856-365-8733.

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Pumpkins herald the season at SJFCU

Michele Biehl, branch administration manager, displays her entry.

Deptford, NJ – (October 24, 2006) -- Pumpkins decorated by employees now adorn the lobbies of all five branches of South Jersey Federal Credit Union (SJFCU) and will continue to be on display during the week leading up to Halloween.

More than three dozen employees used humor, popular cultural references and creativity to craft their individual entries. Judging the “best of the best” at each branch will be Benjamin T. Griffith, SJFCU president/CEO and Donna Wilmerton, executive vice president/operations.

Griffith and Wilmerton will judge entries at Deptford, Camden and Vineland SJFCU branches on October 27 and at the Shore Mall and Pleasantville branches on October 30.

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South Jersey Federal Credit Union Employees,
Family Members and Friends Walk for MS

Washington Township, NJ (April 23, 2006) – Employees, family members and friends of South Jersey Federal Credit Union participated in the walk to benefit Multiple Sclerosis on Sunday, April 23rd in Washington Lake Park.

“We’re so proud to be here on this misty morning for such a worthwhile cause, “said Sharon Hayes, credit union Vice President of Human Resources. “This walk is a great opportunity for credit union employees to come together and make a difference. When we all work together, we can’t help but succeed!”

Multiple Sclerosis, a chronic disease of the central nervous system affecting the brain and spinal cord, usually strikes adults in the prime of life - between age 20 and 50. The credit union donated $1,000 to support the team's efforts to end the devastating effects of MS.

South Jersey Federal Credit Union, a not-for-profit financial cooperative owned and governed by its members, has been serving the South Jersey community for more than 65 years.

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South Jersey Federal Credit Union
Awards Scholarships to Local High School Seniors

SJFCU President and CEO Benjamin Griffith (left)
congratulates Scholarship
Winner Justin Bettis (right.)

Deptford, NJ (May 2005) - South Jersey Federal Credit Union awarded a $500 College Scholarship to high school senior Justin Bettis today at the credit union main office in Deptford, NJ. The scholarship was awarded based on academic achievement, extra-curricular involvement, references and personal goals. Applicants were asked to submit an essay about the history of credit unions and how their credit union can continue to play a significant role in their lives.

“It takes true commitment and perserverance to excel accademically,” said Ben Griffith, Credit Union President and CEO. “We are proud to have such excellence represented in our young members here at South Jersey Federal Credit Union.”

South Jersey Federal Credit Union has been been actively involved with youth education in the South Jersey community for many years. The South Jersey Federal Credit Union Kids Club savings program has over 1,400 members and offers incentives and activities to young members throughout Southern New Jersey. With developing programs aimed at providing practical financial skills education to teens and young adults, South Jersey Federal Credit Union is committed to expanding services and opportunities to the young people in our communities.

South Jersey Federal Credit Union, a not-for-profit financial cooperative owned and governed by its members, has been serving the South Jersey community for 65 years.

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Over 50 South Jersey Federal Credit Union Employees, Family Members and Friends Walk for MS

SJFCU Employees, Families & Friends

Washington Township, NJ (April 17, 2005) – Over fifty employees, family members and friends of South Jersey Federal Credit Union participated in the walk to benefit Multiple Sclerosis on Sunday, April 17th. Credit union employee and captain, Cate Anderson, led her team along the path around scenic Washington Lake Park for a brisk walk in the early morning sunshine.

“We’re so proud to be here on this beautiful morning for such a worthwhile cause,” said Sharon Hayes, credit union Vice President of Human Resources. “This walk is a great opportunity for credit union employees to come together and make a difference. When we all work together, we can’t help but succeed!”

South Jersey Federal Credit Union, a not-for-profit financial cooperative owned and governed by its members, has been serving the South Jersey community for 65 years.

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South Jersey Federal Credit Union Employees Donate
$2,000 for Red Cross Tsunami Relief

Deptford, NJ – February 17, 2005: Employees of South Jersey Federal Credit Union, in a heartfelt display of compassion, raised $2,000 in support of the American Red Cross’ tsunami relief efforts. Lynn Silverstein, Director of Emergency Services for the Gloucester County Chapter or the American Red Cross, was on hand today to personally accept the contribution and present the credit union with an official certificate recognizing their support of the American Red Cross’ International Humanitarian Efforts.

“The staff here at South Jersey Federal Credit Union really came together to help support the needs of the victims of this terrible disaster.” beamed Sharon Hayes, Vice President of Human Resources. “The credit union credo is “not for profit, but for service” and our employees continually demonstrate their commitment to service– well beyond the bounds of the local community. We salute their efforts and their generosity.”

South Jersey Federal Credit Union has a long history of service to the community and supports numerous altruistic organizations throughout South Jersey including the National MS Society, The ARC of Gloucester and Cape May Counties, The Camden Children’s Garden and The Children’s Miracle Network, just to name a few. A not-for-profit, full-service financial cooperative with offices located in Camden, Gloucester, Atlantic and Cumberland Counties, South Jersey Federal Credit Union has been serving the South Jersey community for over 60 years.

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Copyright 2008
South Jersey Federal Credit Union
P.O. Box 5530, 1615 Hurffville Rd.
Deptford, NJ 08096
Phone: 800-582-7640 Fax: 856-232-9190
Email:info@southjerseyfcu.com

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