Rates include 1/2% discount for automatic payment or payroll deduction. All rates are subject to change.
Type |
Features |
Term-APR |
Home Equity Loan |
Fixed Rate, Member Occupied, 85% Market Value minus outstanding balance of first mortgage and liens (SJFCU PAYS FEES) | 1-60 Months - 5.75% 61-120 Months - 5.99% 121-180 Months - 6.25% 181-240 Months - 6.49% (1) |
New Auto Loan |
100% financing | 1-24 Months - 4.49% 25-36 Months - 4.99% 37-48 Months - 5.74% 49-60 Months - 5.74% 61-72 Months - 5.99% |
Used Auto Loan |
Up to 100% financing of agreed purchase price or NADA Retail Value, whichever is less | 1-24 Months - 4.99% 25-36 Months - 5.24% 37-48 Months - 5.99% 49-60 Months - 5.99% 61-72 Months - 6.24% |
| New Motorcycle Loan | 100% financing | 1-36 Months - 4.90% 37-60 Months - 5.90% 61-72 Months - 6.50% |
| Used Motorcycle Loan (Last 7 Model Years) | Up to 100% financing of agreed purchase price or NADA Retail Value, whichever is less | 1-36 Months - 6.50% 37-60 Months - 6.90% 61-72 Months - 6.90% |
Personal Loan |
$1,000-$2,500 | 24 Months -- 11.5% |
Personal Loan |
$2,501-$5,000 | 36 Months -- 11.5% |
Personal Loan |
$5,001-$10,000 | 48 Months -- 11.5% |
Platinum Visa Card |
$2,000-$25,000 | 9.9% |
(1) A minimum of $75,000 financing.
Rates are subject to change without notice. Rates are based on member's creditworthiness. Rates quoted are the lowest rates for qualified loan applicants.
Rates include 1/2% discount for automatic payment or payroll deduction.
Mortgages: We have many programs available including Conventional Fixed
and Adjustable Rates, Balloon Options and Reverse Mortgages. Our pre-approval
process will let you know how much house you can afford.
Call today for more information, to apply by phone, and for current rates, at 856-232-9000 or 1-800-582-7640.
