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Loan Rates
Rates include 1/2% discount for payroll deduction or direct deposit.
All rates are subject to change.
Type |
Features |
Term-APR |
Home Equity Loan 650+ FICO Score |
Fixed Rate, Member Occupied, 85% Market Value minus outstanding balance of first mortgage and liens Rates Reduced .25% for Loan-to-value 70% or less (SJFCU PAYS FEES) |
1-60 Months - 4.99% (Premier) 61-84 Months - 5.24% (Premier) 85-120 Months - 5.74% (Premier) 121-180 Months - 6.25% (Premier) 181-240 Months - 6.49% (1) (Premier) |
New
Auto Loan |
100% financing |
1-36 Months - 3.99% 37-60 Months - 4.49% 61-72 Months - 5.24% |
Used Auto Loan (Model Years 2007-2009; 2010 over 15,000 miles) |
Up to 100% financing of agreed purchase price or NADA Retail Value, whichever is less |
1-36 Months - 4.49% 37-60 Months - 4.99% 61-72 Months - 5.99% |
Used Auto Loan (Model Years 2004-2006) |
Up to 100% financing of agreed purchase price or NADA Retail Value, whichever is less |
1-36 Months - 4.99% 37-60 Months - 5.49% |
New Motorcycle Loan |
100% financing |
1-36 Months - 4.90% 37-60 Months - 5.90% 61-72 Months - 6.50% |
Used Motorcycle Loan (Last 7 Model Years) |
Up to 100% financing of agreed purchase price or NADA Retail Value, whichever is less |
1-36 Months - 6.50% 37-60 Months - 6.90% 61-72 Months - 6.90% |
| Personal
Loan |
$1,000-$2,500 |
24 Months -- 11.5% |
| Personal Loan |
$2,501-$5,000 |
36 Months -- 11.5% |
| Personal Loan |
$5,001-$10,000 |
48 Months -- 11.5% |
Platinum Visa Card |
$2,000-$25,000 |
9.9% |
(1) A minimum of $75,000 financing.
Rates are subject to change without notice. Rates are based on member's creditworthiness. Rates quoted are the lowest rates for qualified loan applicants.
Rates include 1/2% discount for payroll deduction or direct deposit.
Mortgages: We have many programs available including Conventional Fixed
and Adjustable Rates, Balloon Options and Reverse Mortgages. Our pre-approval
process will let you know how much house you can afford.
Call today for more information, to apply by phone, and for current rates, at 856-232-9000 or 1-800-582-7640.
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| © Copyright 2010. South Jersey Federal Credit Union. PO Box 5530, 1615 Hurffville Road, Deptford, NJ 08096 P: 800-582-7640 F: 856-232-9190 Email info@southjerseyfcu.com |