Consumer Loans

South Jersey Federal Credit Union has money to lend
for almost any purpose!

• You can apply for a loan right away. There’s no waiting period after you join.
  
  
• Loan approvals are based on your debt-income ratio, credit history and your overall financial stability.
  
  
• SJFCU requests that you keep a minimum balance of $50 in your Statement Savings when you have a loan. (A higher balance in Statement Savings may help you to qualify.)
  
  
• You may be eligible for a ½ % reduction in your loan rate if your payments are made by payroll deduction or by a monthly transfer from your account.
  
  
• Our loan rates are competitive. We offer a variety of loan options that best suit your financial needs.
  

Apply for a Loan

Vehicle Loans

Personal Loans

Savings-Secured Loans